Your One-Stop Financial Partner for Service Providers
Because you shouldn’t have to worry about finances while doing what you love. That’s our job.
Scaling isn’t about hustling harder—it’s about making smarter, more intentional moves. At 1428 Financial, we bring your bookkeeping, tax, and CFO strategy together so you always know where you stand and where you’re headed.
Rooted in the principle of Luke 14:28—counting the cost before building—we help you plan ahead, steward your resources wisely, and invest in the future with confidence.
Whether you’re looking for clean books, stress-free tax seasons, or full-scale financial strategy, we’ll meet you where you are—and give you the clarity and freedom to focus on what matters most.
Build Wisely.
Grow Confidently.
Taking the leap to work with 1428 Financial was truly the best decision I could have made for my business! While I always felt confident in my ability to steer my business from a financial perspective, I have received SO much value and have gained more clarity than I thought was possible. Annie and team are quick to jump in for questions and have given me a sense of peace that allows me to do my job without financial stress tacked on. I'd highly recommend them!
Grace
owner, cheers creative agency
Our monthly virtual bookkeeping includes:
- Reconciled accounts and organized books each month so you know where your money is going
- Simple monthly reports to see how your business is performing and if any changes needed
- Slack access for high-end support and advice as needed
- Semiannual 1:1 calls to strategize, ask questions, and plan for the future
- Year-end review of your books while communicating with your tax preparer
- 12 month spend plan when we start working together so you can set goals, plan, and know exactly where your business is heading
Monthly Bookkeeping
Manage my books, please!
starting at $500 a month
Designed to make you hate the businessy parts of running a business a little less, have more free time, and feel confident you’re growing where it counts. Whether you don’t know what you’re doing and need an expert or just need to outsource it off your plate, we’re here to help!
starting at $500 a month
New!
Looking for a one stop shop?
Check out these add on's
Year-round planning and quarterly reviews designed to minimize taxes and maximize peace of mind.
tax strategy
Tax filing
We’ll handle your filing in-house, so your books and taxes stay perfectly in sync.
Pricing for add-ons varies by business structure and complexity.
Our virtual CFO service includes everything in our bookkeeping package, plus a custom CFO package tailored to your business. This could include:
- Monthly budgeting and cash flow forecasting so you can make strategic financial decisions and business investments to maximize profit and plan for the future
- Monthly Budget vs Actual report to ensure you're staying on track for your goals
- 1:1 CFO calls every month to discuss your budget, potential revenue changes, sales goals and milestones, and any issues that arise
- Analysis of pricing and services
- Determining the best course for utilizing resources for debt and equity for your biz
- Visual reports that help you understand where your money is coming from and where it’s going
- Savings & debt pay down plan so your money goes where you need it most
- Customized support aligned with your goals for your business to ensure you are making the most of your money
- 1099 preparation and end-of-year filing
- Annual Planning Call
- Prior Year Tax Return Review
- Annual Federal + State Tax Return Filing
- Annual Tax Planning Meeting
- Estimated tax payment amounts provided before due date
CFO Partnership
Learn more here
starting at $2200 a month
For the CEO who thinks large and means business, our CFO Partnership is the cornerstone of big money moves. We’ll handle your company’s current and previous financials, help you make smart investments, and make sure your taxes are strategically planned for and filed, ensuring that your money is working hard for you. This service is highly customizable to your business based on your goals as a company.
A holistic financial partnership for your business, including bookkeeping, CFO strategy, tax planning + filing
- Align Your Personal Vision with Business Strategy: We’ll craft a financial plan that supports your ideal lifestyle and professional goals, ensuring your business works for you, not the other way around.
- Gain Crystal-Clear Financial Insights: Receive a deep-dive analysis of your financial health, revealing hidden opportunities and strategies to maximize your revenue and profitability.
- Create a Tailored Financial Roadmap: You’ll get a custom budget, revenue forecast, and 12-month financial strategy that directly supports your brand's growth and sustainability.
What You'll Receive:
- Comprehensive financial assessment
- Personalized budget template and forecast
- Detailed action plan with strategic recommendations
- 2 1-1 calls to kick off, strategize, review, + ask questions
- 4 weeks of Slack support
- Access to any tools + resources you need from our library
CFO Intensive
Invest Now
$1800
Can’t invest in a CFO? Fuhgeddaboudit! Our CFO Intensive gives you the financial clarity you need without the hefty price tag.
I had so many frustrations when it came to my business finances: Not knowing how to categorize, so much time spent trying to learn a new skill, spending triple the amount of time on bookkeeping than on other aspects of my business, not knowing all of the things I don't know! Now I feel SO. MUCH. BETTER. I still have a lot to learn but I at least have peace knowing that these things are being taken care of by someone I trust to do an amazing job. I’m so excited that I was able to pay off my debt with the help of Annie. I knew it would happen eventually but having someone that knows my numbers to reassure me that we were in a good spot really lifted a lot of the anxiety. She answer so many of my questions and I have always felt comfortable to ask them.
Christine P.,
The Functional Training Studio
You’re unsure if you’re spending too much or not enough in your business (hellooo tax write-offs!)
You know how to do bookkeeping and feel like your finances are in a good place, buuuut need to spend your time on other things
Your biz is growing quickly and you can’t keep up (uh, YAY!)
Need to fire yourself?
When tax season rolls around you sweat like a sumo wrestler in a sauna
You need to save money for big purchases but don’t “feel like you have enough”
Our services are for you if:
You don’t know how third-party payment processors should be accounted for (i.e. Stripe, Dubsado, Honeybook, etc)
We put our expertise into gear and start managing everything for you! We’ll share your reports at the end of each month so you understand what’s happening in your business and we’ll be available to answer any questions or make changes as needed.
We work. You relax.
If we’re a good fit, you’ll sign a contract, pay your deposit, and then we’ll have you fill out a questionnaire and schedule a kick-off call. On the call, we’ll connect bank accounts, set up connections between the accounting software and any third-party apps, determine how you’ll see reports, and finalize the strategy to increase your profit and organize your books.
Secure your spot & strategize
Tell us where you’re struggling and we’ll tell you how we’ll crush it. We’ll chat about your goals, what’s going well for you and where you can improve. We’ll assess what service will be best for you and let you ask any questions you want, judgment-free.
Consult call
The Process
TAX
CFO
OTHER
WHEN TO HIRE A BOOKKEEPER?
CAN YOU TEACH ME HOW TO DO MY OWN BOOKKEEPING?
WHY OUTSOURCE BOOKKEEPING SERVICES?
BOOKKEEPING
TAX
CFO
OTHER
BOOKKEEPING
CAN YOU TEACH ME HOW TO DO MY OWN BOOKKEEPING?
WHY OUTSOURCE BOOKKEEPING SERVICES?
WHEN TO HIRE A BOOKKEEPER?
It’ll be different for everyone, but generally, you should hire a bookkeeper when your business experiences growth and financial tasks become annoyingly time-consuming. If you find yourself spending too much time on transactions and financial management, we can step in and ensure accurate records while allowing you to focus on core business activities. This is especially crucial for tax compliance, financial insights, complex transactions, managing cash flow effectively, and preventing costly mistakes or accidental fraud.
WHY OUTSOURCE BOOKKEEPING SERVICES?
WHY OUTSOURCE BOOKKEEPING SERVICES?
TAX
CFO
OTHER
BOOKKEEPING
WHEN TO HIRE A BOOKKEPER
CAN YOU TEACH ME HOW TO DO MY OWN BOOKKEEPING?
WHY OUTSOURCE BOOKKEEPING SERVICES?
While we don't do one-on-one training, we're here to support you while you do your books with resources found in The Shop! We also offer limited spots for our 1-1 Strategy Calls where we can go over any questions you have about DIYing.
Tax
cfo
other
Bookkeeping
WHEN TO HIRE A BOOKKEPER
CAN YOU TEACH ME HOW TO DO MY OWN BOOKKEEPING?
WHY OUTSOURCE BOOKKEEPING SERVICES?
Believe it or not, we can save you money! You also get access to specialized expertise and the ability to focus on core business activities without worrying about finances. Like, at all. We help you ensure accurate financial and strategic activity while letting you focus on other business aspects, watch Netflix, and relax.
tax
cfo
other
BOokkeeping
WHEN TO HIRE A BOOKKEPER
CAN YOU TEACH ME HOW TO DO MY OWN BOOKKEEPING?
WHY OUTSOURCE BOOKKEEPING SERVICES?
TAX
CFO
OTHER
BOOKKEEPING
DO YOU OFFER TAX SERVICES A LA CARTE (WITHOUT BOOKKEEPING)?
WILL YOU REPLACE MY CURRENT CPA?
TAX
CFO
OTHER
BOOKKEEPING
DO YOU OFFER TAX SERVICES A LA CARTE (WITHOUT BOOKKEEPING)?
We don't offer standalone tax services - our tax work is integrated with our bookkeeping and CFO services because we believe the magic happens when everything works together. When we're handling your books throughout the year, we can provide much more strategic tax planning and accurate filing since we know your business inside and out.
If you're just looking for tax preparation without ongoing bookkeeping support, we'd be happy to refer you to a trusted partner who can take great care of you!
WILL YOU REPLACE MY CURRENT CPA?
TAX
CFO
OTHER
BOOKKEEPING
DO YOU OFFER TAX SERVICES A LA CARTE (WITHOUT BOOKKEEPING)?
WILL YOU REPLACE MY CURRENT CPA?
It's totally up to you! If you have a tax preparer you love, we're happy to work with them - we enjoy collaborating with other professionals who know your business and care about your success. Or, if you want everything under one roof for maximum efficiency, we can handle both your bookkeeping and tax services with our integrated tax + bookkeeping package.
For our monthly bookkeeping clients who choose to keep their existing tax preparer, we'll work seamlessly with them to make sure you're prepared for tax season and everything flows smoothly. We'll handle your monthly reports and keep your books balanced and organized, while they focus on filing your return.
Our CFO Partnership clients get the full package - bookkeeping, strategic planning, and tax services all in one place. It's like having your entire financial team streamlined into one supportive partnership.
The bottom line? We're here to make your life easier, whether that means working with your current team or becoming your go-to for everything finance-related.
Collaboration
lifestyle
New Client / Agency
booking
Are you open to test shoots or TFP collaborations?
How should I pitch a collaboration or concept?
Do you offer creative input during collaborations?
Can I use the photos from our collaboration commercially?
Absolutely. I’m happy to bring ideas to the table — whether it’s with styling, mood, posing direction, or overall visual storytelling. I believe the best work comes from shared vision and mutual creativity.
Collaboration
booking
Are you open to test shoots or TFP collaborations?
How should I pitch a collaboration or concept?
Do you offer creative input during collaborations?
Can I use the photos from our collaboration commercially?
The more details, the better! Please include the project type (editorial, campaign, lookbook, etc.), shoot date(s), location, expected duration, usage rights, budget or compensation, and any reference images or styling notes. This helps me respond efficiently and accurately.
lifestyle
New Client / Agency
TAX
BOOKKEEPING
WHAT DOES A VIRTUAL CFO DO?
WHEN TO HIRE A CFO?
A virtual CFO (also known as a fractional CFO) is kinda like that one old guy in the office at your old job who only talked about budgets…but now that you’re an entrepreneur, we’re the cool, digital version of that. Instead of having a full-time finance executive in your office, you hire a virtual CFO when you need their expertise. They help with budgeting, planning, and understanding your business finances. They become your go-to person for smart money decisions and help you plan for your future through things like paying off debt, planning for certain large expenses, managing cash flow, etc. It's like having a financial expert on call without the full-time cost.
CFO
OTHER
TAX
BOOKKEEPING
WHAT DOES A VIRTUAL CFO DO?
WHEN TO HIRE A CFO?
You should hire a CFO when your sales are increasing, you’re bringing in more revenue, and you have high cash flow but you’re unsure what to do with it. You’ll need one if you wanna make smarter financial decisions, know exactly when and who you can hire to grow more, and when you need a solid financial plan. They help with important money decisions, especially when your business is growing a lot, dealing with complex financial stuff, or planning for the future. Our CFO Partnership also makes sense for business owners who prefer to have their business bookkeeping + taxes managed in one place.
CFO
OTHER
Collaboration
booking
What inspired you to start modeling?
How would you describe your personal style?
What does your daily routine look like before a shoot?
Who are your biggest fashion or creative influences?
Absolutely. I’m happy to bring ideas to the table — whether it’s with styling, mood, posing direction, or overall visual storytelling. I believe the best work comes from shared vision and mutual creativity.
lifestyle
New Client / Agency
Collaboration
booking
What inspired you to start modeling?
How would you describe your personal style?
What does your daily routine look like before a shoot?
Who are your biggest fashion or creative influences?
The more details, the better! Please include the project type (editorial, campaign, lookbook, etc.), shoot date(s), location, expected duration, usage rights, budget or compensation, and any reference images or styling notes. This helps me respond efficiently and accurately.
lifestyle
New Client / Agency
TAX
BOOKKEEPING
WHAT KIND OF BUSINESSES DO YOU WORK WITH?
WHAT ARE YOUR PRICES?
WHAT'S THE DIFFERENCE BETWEEN WORKING WITH YOU VS. A TRADITIONAL CPA?
WHY DO WE USE & LOVE XERO?
CFO
OTHER
We specialize in online service providers. These include professions such as brand and web designers, copywriters, creatives, marketing agencies, real estate pros, and health/wellness/fitness professionals, etc.
TAX
CFO
OTHER
BOOKKEEPING
WHAT KIND OF BUSINESSES DO YOU WORK WITH?
WHAT ARE YOUR PRICES?
WHAT'S THE DIFFERENCE BETWEEN WORKING WITH YOU VS. A TRADITIONAL CPA?
WHY DO WE USE & LOVE XERO?
TAX
CFO
OTHER
BOOKKEEPING
WHAT KIND OF BUSINESSES DO YOU WORK WITH?
WHAT ARE YOUR PRICES?
WHAT'S THE DIFFERENCE BETWEEN WORKING WITH YOU VS. A TRADITIONAL CPA?
WHY DO WE USE & LOVE XERO?
Our bookkeeping services start at $500 per month, bookkeeping + tax starts at $750 per month, and CFO starts at $2200 per month, but we will customize this to exactly what your business needs, so prices can vary.
TAX
CFO
OTHER
BOOKKEEPING
WHAT KIND OF BUSINESSES DO YOU WORK WITH?
WHAT ARE YOUR PRICES?
WHAT'S THE DIFFERENCE BETWEEN WORKING WITH YOU VS. A TRADITIONAL CPA?
WHY DO WE USE & LOVE XERO?
Great question! Traditional CPAs often focus primarily on tax compliance and filing returns once a year. We're all about the ongoing relationship - we're in your business month after month, helping you understand your numbers, make strategic decisions, and plan ahead. Think of us as your financial teammate rather than just your tax filer. Plus, we specialize in online service providers, so we truly get the unique challenges and opportunities of your business model.
TAX
CFO
OTHER
BOOKKEEPING
WHAT KIND OF BUSINESSES DO YOU WORK WITH?
WHAT ARE YOUR PRICES?
WHAT'S THE DIFFERENCE BETWEEN WORKING WITH YOU VS. A TRADITIONAL CPA?
WHY DO WE USE & LOVE XERO?
While we have no hate for Quickbooks, Xero’s customer service is so dang good (and dare we say better than Quickbooks.) They integrate with third parties (Stripe, Dubsado, Square Shopify, etc.) well and they’re cheaper than Quickbooks which will save you money.
A few quick answers to questions we're often asked.
Let’s Clear Things Up
Our Money Mapper will calculate your profit and loss for you, no math required. It’ll help you track your goals and plan for the future– all you have to do is simply fill it out.
